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James River Financial
James River Financial
Expert Solutions

We Bring Extensive Expertise To The Table, Ensuring Top-notch Service And Results.

Business "911" Financial Services

At James River Finance, our core mission is to stand by your side during your business's most critical moments. We specialize in crafting bespoke financial solutions aimed at preventing bankruptcy and steering clear of financial capitulation. Our approach is hands-on; we delve into your business's financial intricacies, identifying not just the symptoms but the root causes of distress. With our expertise, we negotiate, restructure, and strategize, turning dire financial straits into navigable waters. Our team, a balanced mix of seasoned veterans and innovative thinkers, works tirelessly to not only rescue your business but to fortify it against future fiscal challenges. Together, we aim to preserve your business legacy, ensuring that your story doesn't end with financial difficulty but instead turns the page to a new chapter of stability and growth.

Comprehensive Solutions- we specialize in helping small businesses that are cashflow challenged and may need structural business model repair.
Customized Approach- we are not selling you "a product" we are building and putting together various services based on what is actually needed.
Expert Guidance- work 1 on 1 with us improve your situation and get you on the path to a sustainable healthy business
Cost Reduction

One of our legacy services is reducing your costs to make your operation more sustainable.

Debt Settlement

landlord, credit card, service contract negotiation and debt settlement is also a legacy service of James River.

Business Consulting

With decades of experience we have seen your "situation over and over again, we are here to help you make quick improvements and long term changes.

Funding Solutions

From emergency funding to long term funding, and real estate and collateral backed funding for business growth.


Avoid Bankruptcy.   Avoid Closing Your Doors.

At James River Finance, we understand that bankruptcy is not the quick fix it might seem to be. It's a long, expensive, and often more complicated process than many realize, laden with legal complexities, loss of control over business decisions, and a significant impact on your credit and business reputation. We provide an alternative path, one where we engage deeply with your business's financial health to circumvent this drastic measure. Our goal is to help you avoid bankruptcy by addressing the financial hemorrhaging at its source. Through strategic Merchant Cash Advances, debt restructuring, cost management, and leveraging our decade of industry insights, we work tirelessly to preserve your business's equity, operational control, and future viability. Our approach is about saving not just your business from financial ruin but also your vision, your hard work, and your reputation, steering you towards a sustainable recovery and continued success.